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Terms and Conditions for Business Loans
One97 Communications Limited (Paytm) arranges pre-approved loan offers from its Financing partners based on your transaction history with us.
Financing partner reserves sole right to Approve or Reject your loan application. The approved loan amount can be increased or decreased based on your requirements and credit assessment done by Financing partner. Financing partner may also ask for relevant documents as per its discretion.

The acceptance of the said offers will imply your consent to share the following nonpublic personal information about you and your firm:
  • Contact information such as your name, mailing address, email address, telephone number etc;
  • PAN, Date of Birth & Aadhar details of you & your firm
  • Transaction information of you & your firm on Paytm
  • CKYC generated by Paytm Payments Bank
You agree and authorize Paytm's Financial partners to access your CIBIL record and any other publicly available credit check records to assess your credit worthiness.
You understand and agree that Paytm is not responsible for any services that might be provided by the financial institutions, creditors, or third parties. You agree that financial institutions, creditors or third parties that receive the information described above may use that information to contact you to process and disburse your credit application.
You also authorize Paytm's financial partners to share public and non-public loan related information including application, appraisal, disbursal, repayment, collection and whatsoever is relevant from time to time with Paytm or any other Paytm group companies. This information can be used by Paytm in anyway deemed fit for internal purposes or its relationship with you.