Terms & Conditions
  • If you already have a Gold Accumulation Plan Account (GAP), Gold will be credited in that account otherwise a new GAP account will be created for you. GAP accounts are offered and created by MMTC-PAMP, our partner for Paytm Gold.
  • Successful application of this Promocode would authorize Paytm to place an order for you with MMTC-PAMP for the promotional amount due to you as Cashback. The invoice of such an order would bear your name and would be useful for tax purposes.
  • If Pin Code is already provided in the GAP account then that will be used otherwise the new account would assume a Pin Code - 122103 (MMTC-PAMP’s location).
  • Paytm Wallet KYC is required to be shared with MMTC-PAMP if your cumulative lifetime Gold purchases under GAP crosses Rs.50,000. In case the transaction related to these Promocode breaches the limit we will hold the transaction till KYC completed.
  • In case the Gold can’t be credited to your account due to KYC or any other reason, Paytm will credit Cashback in your Paytm wallet in case of such failures
  • The price of gold used is the Buy price plus applicable taxes at the time of credit of Gold to your account and not the transaction time.
  • Buy Price of Gold can be different from the Sell Price of Gold and Paytm is not liable for price difference and price movements of your Gold
  • Gold will be credited within 24 hours of a successful transaction or completion of KYC, wherever applicable
  • In case of any cancellations and returns of your order, value of Gold as per the promotional campaign amount would be adjusted from the refund amount, if any. Gold bought on your behalf under this scheme would not be returned or refunded.
  • Gold transaction can be seen under ‘Gold History’ when you click on Gold icon on Paytm App and visit ‘My Locker’. Please upgrade to latest Android App version first
  • For details and FAQ on Paytm gold please visit